- The American Quest difference -

FHA Loans

FHA Loans are easier to qualify for, even if you have a low credit score

Opening the door to flexibility

Insured by the Federal Housing Administration (FHA), these loans are government-assisted alternatives to conventional financing, and were originally offered for first-time home buyers with imperfect credit. Now, FHA loans are open to a wider audience, and are even popular options for homeowners looking to refinance.

Overall, FHA loans provide more flexibility in credit, income, and equity/down payment requirements, and are great alternatives to conventional loans. They do include a Mortgage Insurance Premium (MIP), as well as monthly mortgage insurance, but FHA loans still enable many homeowners who wouldn’t qualify for conventional financing to purchase or refinance a home.

Today's FHA Rates

Why get an FHA loan?

What our customers are saying

Jerry E. gave American Quest

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Why talk to a American Quest licensed mortgage consultant?

Talking to a licensed mortgage consultant is an important step to getting the right mortgage loan. Everybody has different loan needs and a mortgage consultant knows which questions to ask in order to best match you with the right loan and monthly payment. Since we have a strict No Steering policy, you can be assured that the loan option suggested to you will fit your needs.

The mortgage consultant will also explain all the steps–from getting started, to locking in your low rate, to closing your loan in less than 30 days. Because we are a Full Service Mortgage Company, if you have any questions during the loan process, you will have one direct number enabling you to get quick answers straight from the source.

 
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