- The American Quest difference -

Portfolio Loans

When your needs are as unique as you are

At American Quest we understand not everyone has the exact same needs or requirements. Sometimes your loan requirements fall outside the scope of Conventional and FHA programs. American Quest is pleased to announce we offer genuine portfolio loans that can help you get the loan you need to be able to purchase or refinance your home with excellent low rates when other Banks, Mortgage Company’s, Lenders simply run out of home loan options.

Portfolio Loan Options:

  • True Stated income loans available: No income verification, No Tax returns
  • Foreign National Loans: No social security required, No Income verification, No Credit required.
  • 500 Credit score programs. Purchase or refinance with credit scores as low as 500. Common sense underwriting.
  • Own an unlimited amount of financed properties, no restriction on the number of financed properties owned.

Why get a Portfolio loan?

  • √ Flexible guidelines
  • √ More programs mean better options
  • √ Affordable borrow up to $5,000,000 with competitive rates and minimal costs
  • √ Your unique needs fall outside of Conventional and FHA guidelines.

Why talk to a American Quest licensed mortgage consultant?

Talking to a licensed mortgage consultant is an important step to getting the right mortgage loan. Everybody has different loan needs and a mortgage consultant knows which questions to ask in order to best match you with the right loan and monthly payment. Since we have a strict No Steering policy, you can be assured that the loan option suggested to you will fit your needs.

The mortgage consultant will also explain all the steps–from getting started, to locking in your low rate, to closing your loan in less than 30 days. Because we are a direct lender, if you have any questions during the loan process, you will have one direct number enabling you to get quick answers straight from the source.

What our customers are saying

I just had my loan approved today and I am extremely happy with the service I received during the entire process. Both the processors (Debbie) and Mortgage Consultant (Matt) were very helpful and returned my calls and emails promptly. I am very happy I chose American Quest even though I did not know much about them in the past. I will definitely recommend American Quest to my friends and colleagues.

John N gave American Quest

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